Re: Interesting BofA APR reduction below lowest APR on card
Nice - it's still not low enough though. Have you looked into a balance transfer? You could get 0% for 21 months, from what I've seen on wallethub. That could save you way more.
View ArticleRe: Interesting BofA APR reduction below lowest APR on card
@Turbobuick wrote:Two at 16.74, one at 17.49. Doesn't matter, haven't paid interest charges in decade(s). I'm at 4 decades. Should reach 5 assuming social security remains solvent and I make it to 2034.
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
Of course they are going to look at all CRA reports/scores pulled. Occasionally a derog may show up on one CRA report but not another because the account was not reported to all 3. Pulling multiple...
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
@jupiterjet wrote:for example, if they pull transunion with the latest up to date info and then they pull experian which hasn't yet been fully updated? do the banks just go with the most recent report...
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
@jupiterjet wrote:for example, if they pull transunion with the latest up to date info and then they pull experian which hasn't yet been fully updated? do the banks just go with the most recent report...
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Re: Interesting BofA APR reduction below lowest APR on card
@bs1234 wrote:@ptatohed wrote:Who cares about APR? Raise your hands! I'm waiting for a negative APRFunny! Then we'd all be racking up large balances and making only the minimum payment!
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Re: Revvi Visa Card Offer
@sanders wrote:I don't know about the rest of you, but I was honored today with a guaranteed approval offer with Revvi for their Visa card. The SL could go as high as $500, with an annual fee of only...
View ArticleRevvi Visa Card Offer
I don't know about the rest of you, but I was honored today with a guaranteed approval offer with Revvi for their Visa card. The SL could go as high as $500, with an annual fee of only $95. I didn't...
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
@bs1234 wrote:@JoeRockhead wrote:To clarify... Both reports may be current as of the date they're pulled, but that doesn't mean the information in them is equally current, being that creditors don't...
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Re: Interesting BofA APR reduction below lowest APR on card
@ptatohed wrote:Who cares about APR? Raise your hands! I'm waiting for a negative APR
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
@JoeRockhead wrote:To clarify... Both reports may be current as of the date they're pulled, but that doesn't mean the information in them is equally current, being that creditors don't necessarily...
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
To clarify... Both reports may be current as of the date they're pulled, but that doesn't mean the information in them is equally current, being that creditors don't necessarily report to all three...
View ArticleBad parts of this Rakuten Amex card
Sorry to be negative here but there's certainly a few caveats here I don't like with this card. First, obviously you can't lower the APR but you also cannot change the due date at all? I think that is...
View ArticleRe: One pay Walmart spend credit card
Wow is that the lowest that card can go or do they even give out $100 limits? Such a puny limit but with a low credit score like that, banks have to assess a higher level of risk. Good luck!
View ArticleRe: what happens if a bank pulls two different sets of credit report data?
If they pull two, they're pretty likely to look at both, its not free. Both reports will be up to date when pulled, as far as the bank is concerned.
View Articlewhat happens if a bank pulls two different sets of credit report data?
for example, if they pull transunion with the latest up to date info and then they pull experian which hasn't yet been fully updated? do the banks just go with the most recent report in that case?
View ArticleRe: Interesting BofA APR reduction below lowest APR on card
@Turbobuick wrote:Two at 16.74, one at 17.49. Doesn't matter, haven't paid interest charges in decade(s). Nor do i but rather have and not need vs need and not have type of thing. Interestingly they...
View ArticleRe: BoA's online shopping category really is broad
Costco got most of my BofA online purchases. Buy their Costco Shop Card online, I usually bought $500, which makes everything 5.25% off including gas.
View ArticleRe: Interesting BofA APR reduction below lowest APR on card
Two at 16.74, one at 17.49. Doesn't matter, haven't paid interest charges in decade(s).
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