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Re: Ch. 7 and Chase, need advice

For me and for anyone following this thread that is great advice. Appreciate it

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Re: Ch. 7 and Chase, need advice

@Jd57 wrote:@ElvisCaprice how long in between applications did you wait with your US Bank cards? And do they do a hard pull for credit line increases?The US Bank preapp is a good one.  Always preapp...

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Re: Ch. 7 and Chase, need advice

@ElvisCaprice how long in between applications did you wait with your US Bank cards? And do they do a hard pull for credit line increases?

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Re: Ch. 7 and Chase, need advice

Thanks, that's good to know going forward.  

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Re: Ch. 7 and Chase, need advice

Yep, like others have said.  Allow the preapp to dictate what you can get with Chase along with being under the 5/24 rule.  Exception, Amazon Prime.

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

@redpat wrote: 3% IRA boost for a free $350 ($175 each) for our backdoor roths and free checking @3.6% rate.  Not bad for not having to talk to anyone..... Not everyone can use the IRA boost, and 3.6%...

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

@redpat wrote:@Kforce wrote:@ElvisCaprice wrote:Always nice to have a backup.  If your utilizing Robinhood already with Gold membership.  I do, thus I keep the CC for backup.  Although I never use it...

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

@Kforce wrote:@ElvisCaprice wrote:Always nice to have a backup.  If your utilizing Robinhood already with Gold membership.  I do, thus I keep the CC for backup.  Although I never use it since I've got...

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

@MarkintheHV wrote:I got the invite yesterday, and each time I click the apply button, I get an error from Robin HoodGot the invite same day.Just for fun after reading your post, I copied the link and...

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

@ElvisCaprice wrote:Always nice to have a backup.  If your utilizing Robinhood already with Gold membership.  I do, thus I keep the CC for backup.  Although I never use it since I've got the AVEN @7%,...

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Re: Ch. 7 and Chase, need advice

@Jd57, I would definitely recommend opening a Total Checking account and savings account with Chase. I like their Credit Journey on the app, it's a better version of what CapitalOne's Credit Wise....

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Re: Ch. 7 and Chase, need advice

Thanks, it seems like Chase is strict with BKs. Even though I'm in year seven I'm not going to risk the hard inquiry so I'll wait it out. A branch just opened up near me I'm thinking I'll open up a...

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Re: Finally - a basic feature in the PNC app

@NoMoreE46, I noticed that too. I also I how there are no minimums on cash back redemption on the Cashback Unilimited Visa now.It's the little I guess. Guyatthebeach

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Re: statement closing date differences?

@jupiterjet wrote:It is synchrony and i feel ashamed for having a card with them.Lots of members have cards with synchrony.Just know and learn so you can be a little careful. Have none of there cards...

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Re: Ch. 7 and Chase, need advice

@Jd57, I burned Chase when I filed for bankruptcy. I didn't get approved for anything with Chase until my chapter 7 bankruptcy fell of my CR's. For the moment, I have the Amazon Visa with Chase....

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Re: statement closing date differences?

@TrapLine wrote:@Kforce Find your follow back of interest.  I have talked with the various financials about changing my checking and saving statements cutoff dates and have not found one institution...

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Re: statement closing date differences?

@Kforce  Find your follow back of interest. Note, I researched from 2012 through 2026. Further, in the past I have contacted the bank about changing the statement cutoff dates and they said "No"....

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

I got the invite yesterday, and each time I click the apply button, I get an error from Robin Hood

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Re: statement closing date differences?

@Kforce wrote:Both the due date and statement dates are issuer dependant. Some issuers have a fixed date for both the due and statement the same for all cards issued from that issuer.  Others set your...

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Re: Robinhood email : "You’re off the Gold Card Waitlist"

Always nice to have a backup.  If your utilizing Robinhood already with Gold membership.  I do, thus I keep the CC for backup.  Although I never use it since I've got the AVEN @7%, and with my spend,...

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