I know about 3 weeks ago I payed balances down to zero on my Cap1 and Discover cards. I was wanting to look at an updated report, but before that I needed both to report the zero balances asap . Through online chat, Discover did this immediately for me and submitted an "off cycle" update to the CB's. Cap1 on the other hand.....no go. They pretty much read a script about how they don't have the ability to report earlier then the statement date. I don't know if it'll be the same with a closed account.
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