Re: CLIs: Pros and Cons

Yes, cli's are great for having less cards and a good amount of limits to keep your ut low when you want to purchase something.  You can reach an internal limit for different banks.  Not much of an issue.  They're good banks.  I would rather have some really good prime cards with a good total cl than a bunch with low limts.  I don't normally purchase something for less than 2k.  Can go higher.  Just depends on what it is.  So if I have a 20k limit card, I don't need to worry about my ut on that one particular card. For the record, that is for things I like or things for the house.  Not your regular items.