12njoy wrote:
Monoglot wrote:
12njoy wrote:
Monoglot wrote:
12njoy wrote:I see it. You said its low and you're using only 3 cards. Maybe you're not using enough of the available credit that you have? I'm taking a stab at it here.
Uhh credit limit is $4.4k. I have been using 1-2k on the card monthly. Should I be using it even more?
I was thinking more across a couple more different cards, not neccessarily FNBO cards. Just a thought
Wouldn't that raise my overall util though? Thanks.
It would but if you're at 2% now, you have plenty of cushion. I'm not saying drastically increase it. Some lenders are nervous about extending credit when very little available credit is being used. I'm not saying this is the answer, just a suggestion
Right I know what you mean....that's a problem. Thanks for your suggestion.