I love mine! I'm not a big spender, but when I do buy something I always check the eBates portal first. Most of the time I find what I'm looking for and get to stack the cash back. The only thing I initially found annoying was that you can't do the cash back as a statement credit. But dumping it in PayPal is okay. As far as limits go, mine started at $5K. At six months I got a $1K bump to $6K using the online link. Then 3 months later I used chat and got a $4K bump to $10K.
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