Irish80 wrote:
EvilSecondTwin wrote:
CreditAintEvil wrote:Hey guys, so the annual fee for my Premier Rewards Gold card kicked in a month ago. I only ran about $950 through the card in a year (never redeemed my points) either whatsoever and have swiped my money through other credit cards I have. Because of this, I called multiple times to threaten to cancel the cardto get the AF waived to no success like I was instructed on here and through other blogs. They tried offering me a $75 credit (which is pointless because I would still have to pay $100 for a card I don't even use). So long story short after about 10 phone calls back to back, I ended up getting p*ssed because none of the reps at the retention department were waiving the fee so I just flat out told them to cancel it and close the account.
So here is my problem: Everyone on here says that it will not show as a closed account on your credit report for 10 years. That is not a true statement. I just checked all my FICO bureaus and they all have my AMEX card reported as "Account closed at consumer request." My Equifax score went from a 749 to a 664because of this!!! I am mad as hell right now.
Anyone else have this problem or is this a first?
Boo-hoo.
The PRG has had a fee forever. The CCPs were courteous enough to even offer you any sort of credit; which, you refused. You got what you asked for....and a little more.
Let's keep in mind our rules here. You can make your point without the added less than kind words
http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/td-p/2905196
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Re: AMEX Reported as "CLOSED?"
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