You can just pay what shows as the minimum on your statement and if you manage your account through their website, there's a section on the left with the new layout that lays out your account as a summary. This is how mines look. If I owned anything my balance would change from $0 and there would be an amount under minimum due. You can choose to pay just that or the balance. On a card like this, it's best to pay what shows under balance. I use my banks bill pay service. I set mines to send the payment out at least a week before it's actually due if not, then I do it the same day the new statement shows up online. They take a bit to post, unlike Capital One which usually post my payments in a day. If you do just the minimum due until it's paid off, thats the trap they lay, their APR is super high and someone else mentioned there's no grace period so you will end up paying darn near double for what you used the card for. I don't use mines for anything anymore since I had fraud on it last December and just got a CLI offer popup yesterday. It said it will charge me $14.95 to take it. I immediately went into my bill pay service and sent the payment in for that amount so by the time the charge post, the payment for it will already be there.
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Re: Credit one credit card worried.
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