smarzig wrote:I get Citi pre qual offers in the mail sometimes more than 1 a day with different products.
Yesterday I got a citi double cash with 25.24 apr! .. I was like what the...
Then I went to the prequal site today and same card is offered @ 13.24...
Oddly the mailer for citi simplicity does match the pre qual site offer..
What gives between the mailers and the pre qual sites. Are they just hoping
I jump on the higher rate because I'm an idiot? My scores are all new 800 and have not
changed in the past few weeks.
Seems very misleading an unethical of citi to be playing thse games....
It's not really unethical: they disclosed the terms of the offer, and if you wanted to take it, that's up to you, even if there is a better one waiting. A poor example from the ethical standpoint, but if you are buying a car, you haggle and agree a price and terms: you rarely hear the salesperson saying, "Just kidding, I'm really willing to drop the price by another $2k, was just waiting for you to get there"