Re: Garden Club - July 2016
I don't believe Chase did do a HP when I mistaken applied for a credit card which I believe would be a soft pull (my misundertanding). Should know in another week. If they did not do a HP, I plan to...
View ArticleRe: CSP or Chase United Mileage Explorer?
11k miles isn't a lot? It cost me 12,500 for a one way flight on AA to Los Angeles a few months ago. Sure that's not a lot but I got use out of them. You don't need to be some crazy traveler to get use...
View ArticleRe: Requesting Credit Limit increase on Capital One Secured?
depdep8 wrote:TheSkyIsBlue wrote:You cannot ask for a CLI on the Cap One secured card. It also does NOT unsecure, ever. They generally give you one small increase at the 6 month mark and that's it. You...
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Re: Been getting alot of Chase Offers lately but 5/24
You wouldn't qualify for the Freedom or the Freedom Unlimited, but if you are just really wanting a Chase card, you could probably get a Chase Amazon to get started with them. 6 new accounts in a year...
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Re: Third Party Discover Cards
True Value Discover is a fun card. It is issued by Comenity Capital Bank, not directly by Discover, and runs on the Discover network. It is accepted everywhere that Discover is accepted. Just an...
View ArticleDiscover cash back
Well today my discover card cut and my dobble cash back came 230 dollars
View ArticleRe: Cashback MC or Discover
Citi DC or Capital one QS MC would be my top long term picks. Citi DC is now my go to for mortgage payments.I don't earn any cash back but should breakeven, which is fine for me. My main goal is to...
View ArticleRe: Cashback MC or Discover
Discover will match all miles for the first year so that's really 3% for the first year. I don't call customer service often but with some recent changes in my wallet I've called a few of the...
View ArticleRe: Citi Prestige Admirals Club Access Being Eliminated After July 23, 2017...
I now see: Earn 40,000 bonus ThankYou® Points after you spend $4,000 in purchases within 3 months of account opening. Points are redeemable for an $800 flight on American Airlines, a $532 flight on any...
View ArticleRe: Cashback MC or Discover
Roodog26 wrote:Just saw that post on changing boa cash to mc. Thanks! I may consider that too. Even though it would only be 1% back, it may be better than getting new credit, at least for right...
View ArticleRe: Cashback MC or Discover
@mdd0214Thanks for your reply. Discover miles is sounding like the winner.
View ArticleRe: Cashback MC or Discover
@jfriend33Yes, I hit 5/24 in April. I'm not even trying for the csp until I'm under 5/24.
View ArticleRe: Citi Prestige Admirals Club Access Being Eliminated After July 23, 2017...
wasCB14 wrote:I now see: Earn 40,000 bonus ThankYou® Points after you spend $4,000 in purchases within 3 months of account opening. Points are redeemable for an $800 flight on American Airlines, a $532...
View ArticleRe: Third Party Discover Cards
kdm31091 wrote:Is there any specific reason you want to add another Discover? Try not to focus on network because in most cases it really doesn't matter. Focus on benefits.I would add the caveat that...
View ArticleRe: Cashback MC or Discover
@jfriend33I think your discover it miles suggestion may be the way to go. If what I've read is correct, you don't have to use it for travel expenses and just deposit the cash. If that's the case, it's...
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Re: Garden Club - July 2016
Hi, I'm TJ and I'm addicted to credit cards. (Hi TJ!) It's been almost 17 months since I last fell off the bandwagon and applied for credit. (Group claps) I did however unintentionally acquire an...
View ArticleFinancial Review Threshold
Anyone know the threshold (even hypothetical) that will trigger a FR for the CSP and Capital1. I've heard of a limit for the Amex BCE of $25,000. Wanted to see what the limit is for other cards as well.
View ArticleRe: Discover APR decrease
My Discover APR is currently 12.49 and apparently my last APR reduction didn't take effect until 1/27, so I have another week to wait before requesting it again. ah well.
View ArticleRe: Financial Review Threshold
The Amex threshold is bogus. I've learned you just request what you want with Amex. If FR is required, lower the amount and hit the luv button again..until it is an instant approval.
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