Re: BofA CLI
depends on your profile . I had travel card with a SL of $2k and at the 1 month mark I asked for cli for $15k and it was granted. Make sure you Utl is in check and not too many cards with a balance...
View ArticleDoes having a prestige and prime card help your credit profile look better to...
okay a few buddies of mine all had a talk at the dinner table about this. The topic was basically does having a prime card from Amex, Chase, etc make your credit profile look better if an underwriter...
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Re: 6 Month Credit History
First off congrats on taking the first step to building your credit! If you are generating a FICO score now I'd say go for an AMEX. Any one you'd like. I was approved for my First AMEX (BCE) back in...
View ArticleRe: Does having a prestige and prime card help your credit profile look...
I'm no banker, but I'd imagine that there is so much other criteria to consider during the loan process that the specific credit cards an applicant carries wouldn't have much affect on their...
View ArticleRe: Bank of America 123 CLI
BofA: 866-811-4108 (Credit analyst - existing cardholders) if you really want a higher CL, give them a call. you've already used a HP why not max it?! i'd make sure to confirm from the analyst though...
View ArticleRe: Time to close capital one card
Rott161982 wrote:I now think it's time to close my secured capital one card with a 500 limit. It have served its purpose to help me rebuild credit. Cards I currently have iscapital one venture 15000 CL...
View ArticleRe: Does having a prestige and prime card help your credit profile look...
Having an Amex card can make a difference when applying for another Amex card since you have history with the lender. Same applies to chase, and basically all lenders. Otherwise, I'd find it hard to...
View ArticleRe: Does having a prestige and prime card help your credit profile look...
Only time I could see this being a factor is if you have a low credit score/limited history/baddies. In that case I think someone with accounts in good standing from Amex/Chase is going to better than...
View ArticleRe: should i file a chargeback?
Probaby left out some details. The dealership was back home (more than 500 miles away) during winter break, I am back at school. So taking it to them isn't an option and honestly, I don't want them to...
View ArticleRe: Creditors who pull Experian ONLY ?l
2011XTERROR wrote:the ED has no annual fee only the EDP. and chase isn't always only EX+1 For me Chase has always been EX/EQ for the same app.
View ArticleRock bottom APR reduction from Citi AA
So last night I called Citi for a totally unrelated issue. While I was just about to end the call, I kinda asked the rep if he could lower my APR that was increased to 9.24% with the rate hike....
View ArticleRe: Does having a prestige and prime card help your credit profile look...
Amex cards really aren't all that hard to get anymore are they? Don't know why it would be given any more "weight" than any other card? I would think that the overall credit profile would be the...
View ArticleRe: Does SYNCH Report to EQUIFAX ??
They do report to all 3...for me, EX usually shows my new account within 48 hours of being approved, EQ is usually the next to follow with it showing within a week. TU...well, as with all of my...
View ArticleRe: Does having a prestige and prime card help your credit profile look...
How would a bank know that you have a "premium" card? All they ser on your credit report is how many accounts you have with each lender, not what specific cards you have.
View ArticleRe: Does having a prestige and prime card help your credit profile look...
I work in real estate lending at a large bank and talk to underwriters every day. Granted, I have never asked them about this but I'm nearly 100% sure that approving someone with an AMEX / Chase card...
View ArticleRe: Does having a prestige and prime card help your credit profile look...
Also, we see an applicants full credit report on every application. We see everything.
View ArticleRe: Discover secure payments?
I have the same problem with mine. lol. My problem is the pending transactions are not settling in time to make a payment so I can continue to use the card. But, I am about to change all that by...
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