Lowest possible Apr?
I don't have much knowledge of how Apr's differ from Bank cards to Store cards. Looking into the lowest possible Apr's for my own accounts and others I'm thinking about attaining in the future. Does...
View ArticleRe: What to do with amex cards that are backdated
I think generally people worry too much about closing accounts. Backdated or not, you still are going to take ZERO hit for the next ten years, in terms of AAOA. Yes, ten years from now, the account...
View ArticleRe: Anyone have recent experience with Amex Optima Oasis
I think there are so many changes going on at Amex it hard for CSR to keep up. Part of Amex new business plan is to expand lending. I think this is good news for us. I think they will be more flexible...
View ArticleRe: New Start
You say you closed your Wells Fargo and Cap One cards. But you posted on March 2nd about being approved for your first Cap One card. Did you cancel a card you were just approved for? Additionally you...
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Re: Garden Club - March 2016
Cory wrote:OMGoodness!I have been having credit "withdrawels" lately. I have applied with AMEX and Chase cards 10 times, and at the end of the application process, instead of clicking submit, I just...
View ArticleRe: Garden Club - March 2016
kdm31091 wrote:Cory wrote:OMGoodness!I have been having credit "withdrawels" lately. I have applied with AMEX and Chase cards 10 times, and at the end of the application process, instead of clicking...
View ArticleRe: Garden Club - March 2016
2011XTERROR wrote:you seriously need to take a break lol. like... from the Internet in general. download puzzle games or go workout or ride a bike.I can't take a break from the internet entirely, as I...
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Re: Garden Club - March 2016
VannaMae307 wrote:Cory wrote:OMGoodness!I have been having credit "withdrawels" lately. I have applied with AMEX and Chase cards 10 times, and at the end of the application process, instead of clicking...
View ArticleRe: Credit Cards and Public Records
Yup. ARS for example doesn't even have a website. Not only that, but most if not all of these secondary bureaus seem to require you to fax or mail in your requests for stuff. No online option.
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Re: PC rewards to arrival success!!
Barclays gets a bad rap and in most instances earns plenty of smack justifiably. However, i also come to learn in my experience with them, that exercised with enough persistence, you can break thru...
View ArticleRe: Lowest possible Apr?
Store cards usually only offer ONE variable APR, and it's usually in the 25.99%+ range.Bank cards have a range of APRs, which vary by credit product and can easily be accessed when pulling up the terms...
View ArticleRe: New Start
If OP did just close the Cap One card that they got on the 2nd I can understand. I've been approved for cards that I thought would be useful and it didn't take long to realize they weren't. It happens....
View ArticleRe: Chase Interest question
With your Freedom, you can activate the Blueprint Full Pay feature. If you do this, charges you make (purchases) in the ACTIVATED Blueprint categories you choose will not accrue interest any interest...
View ArticleRe: What to do with amex cards that are backdated
kdm31091 wrote:I think generally people worry too much about closing accounts. Backdated or not, you still are going to take ZERO hit for the next ten years, in terms of AAOA. Yes, ten years from now,...
View ArticleRe: Credit Unions
"Nonprofit" doesn't mean they can't MAKE a profit. That just means they are registered as a 501(c)3 and don't pay taxes. The NFL was a nonprofit organization up until a year ago
View ArticleRe: Credit Cards and Public Records
OmarGB9 wrote:Yup. ARS for example doesn't even have a website. Not only that, but most if not all of these secondary bureaus seem to require you to fax or mail in your requests for stuff. No online...
View ArticleClik here to view.
Re: Garden Club - March 2016
VannaMae307 wrote:BlkCivic wrote:VannaMae307 wrote:2011XTERROR wrote:so $250 at buckle buys what? a pair of jeans lol jk.They have great sales! I know the manager of the store here so I always know...
View ArticleRe: Time to close my J. Crew card - 20k limit
Congrats! on the trim job and managing your profile to best fit in your favor. I dunno, i must admit that i harbor some reservations with my own JCrew card with a nice limit now that grew well, but in...
View ArticleRe: Anyone have recent experience with Amex Optima Oasis
sjt wrote:I think there are so many changes going on at Amex it hard for CSR to keep up. Part of Amex new business plan is to expand lending. I think this is good news for us. I think they will be more...
View ArticleRe: Lowest possible Apr?
I believe Cap 1's lowest right now is about 13.49%. May I ask why on earth you have these godawful Comenity store cards with FICO scores of 780-plus? Seriously, those are all the worst of the subprime...
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