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Re: Help choosing my first CC?
PDC_First wrote:The QS1 was also approved. Congratulations, you're off to a good start. Stay with these 2 cards now, both good cards. Pay them down frequently.
View ArticleRe: credit card recommendation
OK so I can do pre approve on any cards? Also is the preapproval different then getting approved?
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Re: Capital One PC 101
2011XTERROR wrote:You don't need $3k for PC from QS1 to QS mastercard... Never have.+1 I agree, but many folks seem to think so (or at least they did on the last thread I was on where it came up). I...
View ArticleRe: Pay off this debt, or put the money in savings? I really need your guys'...
vayub4 wrote: Not necessarily accurate or applicable to everyone. DTI is a matter of your monthly debt payments (or future payments) as a percentage of your monthly income. So even with $50 per month...
View ArticleRe: credit card recommendation
I just applied for a card and I got a 2000$ credit line. I want to post a picture to show what it says before I go forward with it but I don't know how to post on here. Any idea?
View ArticleRe: "Toy" Limits - Huge Credit Lines, What's the Point?
bada_bing wrote:There are several memes that are common here at MyFICO that don't make muchlogical sense (at least to me). One is the quest to grow limits beyond their utility. A lot of the...
View ArticleReturned item on a closed card
DH combined limits on his cap1 cards. Then he returned a starter vaping kit because he did not like it. The card that was used was the card that was closed during the combination. Does anyone one know...
View ArticleRe: Updated Abbreviation List
A minor correction - USAA is United Services Automobile Association hth
View ArticleRe: Can I transfer my Macy's balance to my Capital One Platinum Card? Has...
I havent done this exact BT, but I have done others. I believe it should be possible. I think if you provide the address where you make payments and the account number, taken from the statement, they...
View ArticleRe: Can I transfer my Macy's balance to my Capital One Platinum Card? Has...
ASBinJax wrote:I havent done this exact BT, but I have done others. I believe it should be possible. I think if you provide the address where you make payments and the account number, taken from the...
View ArticleRe: Can I transfer my Macy's balance to my Capital One Platinum Card? Has...
Yes you can do that type of balance transfer from Macy's to cap1. They might even have Macy's in the drop menu of lenders to select from, if not just enter the info found on your Macy's credit card...
View ArticleRe: "Toy" Limits - Huge Credit Lines, What's the Point?
bada_bing wrote:There are several memes that are common here at MyFICO that don't make muchlogical sense (at least to me). One is the quest to grow limits beyond their utility. A lot of the...
View ArticleRe: NFCU Membership
Suggestions, might not matter... B/c you said they shut you down, you may be out for good.How are they characterizing the 'mixed up' of allowing you to open accounts...ie are they saying you mislead...
View ArticleRe: Can I transfer my Macy's balance to my Capital One Platinum Card? Has...
ddemari wrote:Yes you can do that type of balance transfer from Macy's to cap1. They might even have Macy's in the drop menu of lenders to select from, if not just enter the info found on your Macy's...
View ArticleRe: Returned item on a closed card
Don't have a clue... but going to follow this thread to find out
View ArticleDiscover CLI Timeframe
How often should I request a CLI with Discover via the luv button? Is it every 30 days or every 90 days?
View ArticleRe: Returned item on a closed card
I can only speak from an Amex Perspective defenitivly: Monies went to currently active card. IIRC for others or if you do not have an active card the credit card company will send you a check after a...
View ArticleRe: credit card recommendation
What card did you get approved for? Congrats! Great starting point! You have to reach a certain post lvl before you can post pictures I believe...
View ArticleRe: Help choosing my first CC?
First off try all the prequals, cap1 chase amex citi seem reliable, discover and boa are a maybe if the apr spread is low. A lot of people start off with the cap1 QS1 but that does have an annual fee....
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