I get what your saying and don't disagree, but OP is just trying to build up a relationship with discover. They are getting discover rewards while they are spending so it is more than just a glorified debit card. When the card graduates then op will get their money back and have an unsecured discover that may grow even larger so it's not all a futile effort. But yes I get your point and understand it's just an opinion and I value your contributions, that's what cool about this forum.
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