Closingracer99 wrote:
Yes-Its-Me wrote:
Closingracer99 wrote:
Yes-Its-Me wrote:
rlx01 wrote:
I'm an AU on my wife's SPG Amex and do 90% of the spending on it. No FR. It's our primary household card.
@red257: can't quote your message on mobile but let's just say Amex's income thing would be updated if OP updates it online. The field is kind of dodgy anyway (it used to say my income was 22k, and let's just say it's many multiples higher). Even when the field said 22k, they auto CLIed me to 34k.It says many AUs on a card. So I am guessing five or ten AUs on one card? I read somehere that people charge other people they don't know and add them as AU on their credit cards.. A quick google search will ascertain what I am talking about...
Try "Got Good Credit? Rent It Out For Cash!" in the search feature.. Although the articles seem a bit old, people are still doing it with multiple advertisement via Youtube.
Why would anybody sell their credit? I no way want to risk it to anybody .... Only let one friend be an AU on my card since I've know him for years and loaned him cahs with no issues before.
Greed.
Well I understood that part ....but the risk of putting somebody on your account? Not worrth the risk
Ways around that, most notably with Amex by setting the ACM to $0 authorization basically. Not sure what the minimum configurable dollar amount is for that but it's pretty small and the fees that were paid to get the piggybacked line more than made up for that... by a large margin.
Amex was a popular one back in the day with how they used to handle MSD setting, so I'm not surprised that the multiple AU trigger still exists in their review.