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Re: Credit Card Adverse Action Theory

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That is assuming the credit approval department is directly related to their credit auditing department.

I will add my Barclays experiencen I got my credit slashed when I was poking around the balance transfer offers on a card I used for 2 balance transfer and 0 swipes in two years. (that was paid off of course). I also had added about 15 inq and something like 16 accounts in 2015 so I pretty much deserved it

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