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Re: Citi double cash

Sharaby86 wrote:Hi I'm trying to apply for the Citi double cash card and wonder if I would get approved. My credit score on all three TN, Eq, Ex show 723. Here's my credit historyI have the following...

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Re: Capital One Snafu Update

I'm glad at least you can take it with stride..... I've always thought t funny how Co allowed ppl to upgrade Plats to QS in the 1stPlat to QS1 makes sense b/c their supposedly the same tier but not...

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Re: My turn on the Barclays AA gallows

Justagirl73 wrote:We need a thread of lenders who don't spook easy. I pif, but there may come a time where I want/need to carry a balance. I don't want to be a nervous wreck the entire time. It would...

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

Congrats! Did you go for the $395 card offer, or the $450 card offer?

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Re: Credit Card Adverse Action Theory

Interesting, Cal. I'm not sure if opting out vs. not opting out makes a difference - none of us really can know for certain. My own tthought is that I wouldn't put it past lenders to use...

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

Thanks for the information!

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Re: How long did it take you to get into high limit territory?

Took me about 2 years to get to 25k limit cards but I was always fine with my 13k NFCU

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

The $450 offer. 

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

Nice. 3 nights is a pretty great deal. I'd see if you can get that 3 nights offer for the $395 fee though. Not out of the realm of possibility.

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Re: Credit Card Adverse Action Theory

That is assuming the credit approval department is directly related to their credit auditing department.I will add my Barclays experiencen I got my credit slashed when I was poking around the balance...

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Re: Livid at Citi EO

-Cal- wrote:Closingracer99 wrote:It's only one HP..... while it sucks I would just move on and live with it...Me personally not worth the trouble of removing a inq ...I also agree with this sentiment....

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Re: My turn on the Barclays AA gallows

Sorry this happened woodyman. I'm glad you're taking it well and have a plan. You got this!

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SIMPLIFY SIMPLIFY, SIMPLIFY my CC Portfolio

I'm considering simplifying my credit card portfolio even further and going From 5 cc's down to only 3. I'm debating wether I should cancel my Kay's and Firestone accounts and stick with ONLY Discover,...

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Re: SIMPLIFY SIMPLIFY, SIMPLIFY my CC Portfolio

I'm all for quality over quantity and if a card no longer finds a use in your wallet or sock drawer then by all means cut the fat and move on. The closed accounts will still report positively for up to...

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Re: comenity woes

Comenity hasn't been taking their meds again I see. Welcome to the wonderfully wacky world of Comenity where up is down and approved means closed and approved again. 

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Re: How long did it take you to get into high limit territory?

For me starting out I had a $500 limit with Discover that I micromanaged for 6 months. (Always let report exactly $10 balance on the card, 2% util)  At 6 months I applied for an Amex BCE, and was...

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Re: How long did it take you to get into high limit territory?

Congrats.   You did a great job!  It took me about 6 months but I did have a very old green amex and a secured boa/cap one before I got some good cc's.  

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

Interesting... What link did you apply by the Chase link for 395 or the offer for 5k for 450?  Congrats on the approval none the less.

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

MissingCalifornia wrote:jdt wrote:https://creditcards.chase.com/a1/ritzcarlton/aep3CN The graphics of the card now show it as a "Visa Infinite." Is this old news? I figured this would be of interest to...

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Re: Did anyone see this? Ritz now marketed as Visa Infinite?

So the big question would be how do I get my Regualr Ritz pc'd to a Ritz Infinite?  I have a high limit already.  Just want the bigger, better card but sure could do  without the new AF.

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