lostsols wrote:
What's the upgrade program to which you're referring? Sounds like that would violate the card act. Maybe there's a workaround of which I'm not aware. I'm certainly intrigued. Tell me more.
Barclays always offers upgrades (red to silver aviator, first year). They do not violate any acts. Card companies use that stuff for their own benefits (ie Chase said could not upgrade Freedom to VS until next April, violates card act, then upgrades card on own in November).