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Re: Is USAA offers real?
At a time when my profile was quite iffy, I got an email that I had an 'offer' - which also appeared online on the 'offers' tab - and I took a chance and was approved.  They gave me a starting limit...
View ArticleRe: Are HP CLI's worth it?
I've yet to take a HP specifically for a CLI, though I have purposefully combined HPs for new apps with CLI requests so that they'd be bundled together. Going forward, I don't really foresee it being...
View ArticleRe: Are HP CLI's worth it?
Sometimes its just the only way for the card to move anywhere. They only last 2 years with diminishing affect over time.
View ArticleRe: CRA reporting for limit above $50k
Kostya1992 wrote:Haha if that was the case everyone would swipe their 50K+ cards and throw it out the window since they won't report to CRAs anyways.The bank still knows who owns this card and would...
View ArticleCSP almost 1 year old - worth the AF?
Hi. My card is ready for its first AF and I am wondering if I should downgrade. It is my only real travel card of my 7 and I used it extensively for 4 trips last year. I eat out frequently and use it...
View ArticleRe: Are HP CLI's worth it?
Penfed will pull EQ and FIA will likely pull TU. If having 1k limits on those two cards bothers you more than having the new inquiries then go for it. Â Do what will make you happy.
View ArticleRe: Low BOA Cash Advance Limit
FWIU 5.2k would be in line with a typical cash limit on 25k BOA CL, not sure about 1.5k, that does sound low.
View ArticleRe: CSP almost 1 year old - worth the AF?
It wasn't worth it for me, but you probably want to calculate out your expected spend and see if using the CSP vs. your other cards will give you more benefit than the annual fee amount.
View ArticleRe: CSP almost 1 year old - worth the AF?
You will have to crunch some numbers. Does the AF outweigh the cost of the rewards you are earning. Can you do better on another card, based on your spending habits. Very subjective as only you can...
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Re: AMEX Plenti card - unsolicited card sent ?
CreditDunce wrote:I received the email, too. I read it as just the rewards card you can swipe before you use your credit card to pay for Exxon, etc. No big deal, just a marketing push....
View ArticleRe: Amex account income and asset profile data deleted
A. I have changed the information, and never received an email, from any of my creditors. When doing a cli, they will ask the income anyway.B, your scores are too low, and utilization too high, which...
View ArticleRe: AMEX 3x CLI - Denied for BK???
Slim1Der wrote:Got approved for $2,500.00 back in July with a 6yr BK reporting. (There's a thread about it)Tried the 3x CLI as soon as I had in it hand (as suggested). Got the 7-10 day message and...
View ArticleRe: What income to report to banks
Officer737 wrote:If I may add, run your company like a company. Perosnally, I would draw up a salary or comission based pay system and report that. Keep any excess that you make into a seperate...
View ArticleRe: Luxury Card (site updated)
lostsols wrote:What's the upgrade program to which you're referring? Sounds like that would violate the card act. Maybe there's a workaround of which I'm not aware. I'm certainly intrigued. Tell me...
View ArticleRe: Luxury Card (site updated)
CreditCuriousity wrote:35KSK1912 wrote:lostsols wrote:What's the upgrade program to which you're referring? Sounds like that would violate the card act. Maybe there's a workaround of which I'm not...
View ArticleRe: Luxury Card (site updated)
jsucool76 wrote:CreditCuriousity wrote:35KSK1912 wrote:lostsols wrote:What's the upgrade program to which you're referring? Sounds like that would violate the card act. Maybe there's a workaround of...
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Re: I'm in a bad situation...
treyu67 wrote:**UPDATE**Okay so this might not be much of a helpful update... I called equifax and whoever answered was an idiot. She told me that I never had a capitalone or discover report to my...
View ArticleRe: What income to report to banks
Imperfectfuture wrote:Officer737 wrote:If I may add, run your company like a company. Perosnally, I would draw up a salary or comission based pay system and report that. Keep any excess that you make...
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