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Re: Retention Offers

Retention offers at 2 months of membership? That's a new one. 

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Re: How common or typical are 4% BT fees?

I wouldnt bother with any 4% fees and only getting the typical 1year 0%. Citi Simplicity is 3% Fee and 21 months 0% and no late fees or penalties for paying past the Due Date. Chase Slate is 0% Fee and...

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Re: Nordstrom 7 mo SP CLI after auto CLI?

Well that's strange. I don't see why they would eliminate the Visa card. Hopefully it's just as they say and eventually they will upgrade us once they get their 'enhancements' sorted out. I have to...

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Re: Strongly considering closing out my Discover

One feature I really like about my Discover card is the cash-over feature.   For those not familiar with this, this allows you to get cash with a purchase at certain stores (typically, grocery stores)...

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Re: want UR points solely for Hotels, and want the CSR (Chase)

I use the club levels alot NOW. And now having this option it save me and my family ALOT of money. Since we like to eat and drink (adult drinks) a faimly of 4 can save $30 breakfast $40 lunch and $70...

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Re: Strongly considering closing out my Discover

Discover is probably the least accepted card overseas and here in America. I wouldn't feel comfortable having that as my 'main' card either.If you don't need it, close it. Trim the fat.

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Re: Retention Offers

redpat wrote:12velectronics wrote:Kevin86475391 wrote:Congrats on the retention offers! Not to rain on the parade, but I'd be careful about doing this unless you really are okay with the account being...

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Re: How common or typical are 4% BT fees?

Isn't Freedom up to a 5% BT fee now? Not sure if other cards have gone that high yet.

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Re: Strongly considering closing out my Discover

SunriseEarth wrote:One feature I really like about my Discover card is the cash-over feature.   For those not familiar with this, this allows you to get cash with a purchase at certain stores...

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Re: Closing too many recent CC- Advice ??

kdm31091 wrote:I think people in general worry too much about closing cards when they don't need to worry. You are keeping several cards and you will see little to no difference from closing the dead...

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Re: Strongly considering closing out my Discover

redpat wrote:SunriseEarth wrote:One feature I really like about my Discover card is the cash-over feature.   For those not familiar with this, this allows you to get cash with a purchase at certain...

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Re: Nordstrom 7 mo SP CLI after auto CLI?

Well, I called.  I hate it when they ask how much credit I want, because I would rather they just give me what they are willing to give me.  She asked, and I said $5000, because I know that's the...

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How reliable are pre-qualifications from Chase, Amex. and Creditcards.com...

A few months ago on the Amex site it said I was prequalified for the Everyday card and the blue cash rewards. Chase prequalified me starting 2 weeks ago. Before that it wrote "we could not find any...

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Re: Strongly considering closing out my Discover

Is it only the Discover IT that does the cash with purchase? My daughter has the student version and needs little bits of cash every once in a while.

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Re: Strongly considering closing out my Discover

SunriseEarth wrote:redpat wrote:SunriseEarth wrote:One feature I really like about my Discover card is the cash-over feature.   For those not familiar with this, this allows you to get cash with a...

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Re: Anyone had good luck with care credit?

GDanzy wrote:Spintech33 wrote:Carecredit... Very good.Had them since April 2015. Started at 1500.Increased to 3000- January 2016. So I've been told that you can SP via the automated system. Don't know...

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Re: Strongly considering closing out my Discover

DaisyFly wrote:Is it only the Discover IT that does the cash with purchase? My daughter has the student version and needs little bits of cash every once in a while.Then transfer money into her bank...

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Re: Strongly considering closing out my Discover

Not going to use it, Close It! Just be cognizant youre not going to kill your UTL. 

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Re: Strongly considering closing out my Discover

Of course not, the card has a relatively small 2.5K limit so I won't even feel it. And the high APR isn't helping either

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Re: Strongly considering closing out my Discover

My post was also in part to get some insight into how other people who love travel/points use their card

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