Re: Chase question for my brother
Vandy3 wrote:FinStar wrote:Vandy3 wrote:Here is my current profile of cards with balance/credit limit ratio... Venture- $550/$10kNFCU Cash Rewards- $1,000/$12KQS- $0/$6,300FNBO Platinum Visa-...
View ArticleRe: Creative ways to meet bonus spending requirements
Actually, I didn't even think cash can be pulled out of the Visa gift cards. Never looked at it that way. My intent is to use it for the following month's expenses. The supermarket cards will cover...
View ArticleRe: Creative ways to meet bonus spending requirements
There are a lot of gift card purchases that don't get counted toward reward purchases (not to get into it but there are write ups about such things elsewhere). You could always see if like a family...
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Re: Soft Pulls
jb002 wrote:1. Not 1000% sure but I think it's for the most part instant or very soon.2. No, a prequal is usually based on a list from one of the three bureaus for individuals who may meet the...
View ArticleRe: will chase approve me in the future?
As a point of consideration for the OP -I had a Washington Mutual Bank cc that went into collections I think in 2006 (eventually paid off the debt collector), but during the big financial crisis when...
View ArticleRe: Creative ways to meet bonus spending requirements
I've paid bills for my mom and grandma in order to meet a spend bonus. Like I'd pay their cells and such and they'd just give me the cash.
View ArticleRe: Chase question for my brother
FinStar wrote:Vandy3 wrote:FinStar wrote:Vandy3 wrote:Here is my current profile of cards with balance/credit limit ratio... Venture- $550/$10kNFCU Cash Rewards- $1,000/$12KQS- $0/$6,300FNBO Platinum...
View ArticleRe: Odds of a Walmart Store Card increase or upgrade
My_Fako wrote:My opinion is credit solutions, won't increase to you reach a 650 on Tu...Not exactly true...I was bumped on several of my Synch cards when I was in my low 600's. The key is responsible...
View ArticleRe: Capital One Card Consolidation
baller4life wrote:jbishop1001 wrote:Sweet! Thanks! I haven't had CLI on either since credit steps (a year ago). But I've been carrying a high balance for a while and never tried for CLI for fear of...
View ArticleRe: Creative ways to meet bonus spending requirements
Get a girlfriend, you'll have no problem hitting the spend bonus
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Re: Chase question for my brother
Vandy3 wrote:FinStar wrote:Vandy3 wrote:FinStar wrote:Vandy3 wrote:Here is my current profile of cards with balance/credit limit ratio... Venture- $550/$10kNFCU Cash Rewards- $1,000/$12KQS-...
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Re: Creative ways to meet bonus spending requirements
MC,You've been around on the forum long enough to know about this subject and the potential risk involved from lenders and bringing it up here on the forum For new members that see this threadPrime...
View ArticleRe: Creative ways to meet bonus spending requirements
When I got in with barclay I went with arrival not arrival+. Simple reason, I didn't want an $89 a year fee. I also didn't want to get the higher spend bonus then pc with them. I think it shows more...
View ArticleRe: Creative ways to meet bonus spending requirements
It's probably been discussed here but not something that I've had a reason to pay any attention to. Thought about this when I saw the card display while I was grocery shopping today. I later ran some...
View ArticleRe: Cap 1 not exactly in a rush to deliver Venture card
masscredit wrote:My QS and Venture cards arrived a week after I was approved. You're one of the lucky ones...most, like myself, has been just about 2 weeks...or in the case of others here on this...
View ArticleRe: Creative ways to meet bonus spending requirements
I just thought of a way to meet the requirements if I come up short with monthly spending. April is tax time and I will owe them some money. I'll just use the card instead of sending a check then pay...
View ArticleRe: Creative ways to meet bonus spending requirements
You pay for insurance monthly or annually? APR Promo? If you rent can you use a card? Lots of ways to meet spend bonus. I'd pay union dues, Send Verizon and Comcast a quick 500 each, Finish of...
View ArticleRe: Who Has Ever Actually Used Their Flex-Spending Feature on VS or WMC?
Wow, that's genius... Dude got a 26K loan for essentially a negative interest rate after the 1% rewards. It looks like all it really cost him was a 20 point score hit.
View ArticleRe: Creative ways to meet bonus spending requirements
Before she said gift cards, I was about to say fast food, do you need a new flatscreen tv? How about a well needed vacation to Aspen?That's what was on the tip of my tongue.
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