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Re: Garden Club - January 2016
xcanchaserchicx wrote:Happy one month of gardening to me! Its amazing what just one month of paying down cards has done. My score have moving upwards and I'm tickled by it. Thanks again for the...
View ArticleRe: Garden Club - January 2016
Petrovius wrote:CreditMagic7 wrote:Good Day Gardener's Snowstorm poured in last night so you can imagine that there's a whole lot of equipment activity going on to clear roads and all that today. On...
View ArticleRe: CSP almost 1 year old - worth the AF?
My average dining is over $300/month and get a slightly better return on CSP than on the discover (2% until June) or NFCU (1.5%). I rented cars 3 times last year and used CSP for primary insurance. I...
View ArticleRe: Garden Club - January 2016
Petrovius wrote:Just keep asking if the card really helps you. You'll find that most don't provide any discernable benefit above what you already have, which makes it much easier to feed them to the...
View ArticleRe: Garden Club - January 2016
wanting2swagger wrote:I was looking at the guidelines for gc. I am confused on something, I'm hoping someone (moderator?) or others can answer this. No new tradelines? Just before joining you all, I...
View ArticleRe: How do I get Citi & Discover & Amex to like me?
Took me 10 years plus opening a checking/savings account with Discover to finally get an increase to $10k on my Miles card. Marriot Premier approved at $13.5k from the start and Amex from $4k to $23.3k...
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Re: Guide to credit from age 20-25
I agree with the other posters. Request 25k through Amazon like every fricking week! My girl friend started out with a $2600 limit a little over 5 months ago and is now at $7000! She is only 18 and has...
View Articlehelp me manage my credit card :(
Hello, I am currently 25 a student with Five credit cards, and credit score of 695 ish 2012Citi student forward - 2012 $500 -> $1300 last night 2015Wells Fargo $800 - 2015AmazonStore $800 -2015...
View ArticleRe: Downgrade Aviator Red. Is this Possible?
jsucool76 wrote:Thats a great offer. My fee comes up in a few days and I'll either be downgrading from silver to red (if they won't waive the fee) or closing the card (if they won't, for some reason,...
View ArticleRe: Citi Prestige 4th Night Free Booking
I just booked 4 nights in Maui at a Starwood property using Citi Prestige 4th night free. Was on hold for 5 minutes when I called, then it took about 15 minutes after the guy came on the line. I have...
View ArticleRe: [Update: Scammed by CSR] Amex JetBlue card to be replaced by Barclays...
bch238 wrote:No offense taken, of course. When I called Amex, the C/S rep told me the same thing that OP was told: you could convert the JetBlue to an Everyday card. This was not described as...
View ArticleRe: Capital One & Pay Pal
Not a cash advance but you're going to pay a swipe fee if you send money to friends and family and use a credit card rather than bank account or paypal balance.
View ArticleRe: Downgrade Aviator Red. Is this Possible?
Imperfectfuture wrote:jsucool76 wrote:Thats a great offer. My fee comes up in a few days and I'll either be downgrading from silver to red (if they won't waive the fee) or closing the card (if they...
View ArticleCap One QS CLI Step is there a method?
I should be receiving my new card next week. I have an automatic CLI after 5 months (I assume this is the "step" increase people refer to?) My question is, what factors do they consider when increasing...
View ArticleRe: Cap One QS CLI Step is there a method?
I think the Credit Steps increase is $500. You can certainly try for CLI's online prior to that. Some receive as early as after 2nd statement, after the 3rd is more common. Put a lot through your...
View ArticleRe: help me manage my credit card :(
I suggest you don't close any accounts just yet, try leaving them in the sock cabinet, simply because of AAoA, also if you have them at 0 and use your other cards heavily it will help you maintain a...
View ArticleRe: help me manage my credit card :(
Suggest you don't cancel Amazon. Request $25k CLI through chat or call Credit Solutions (Synchrony Bank) instead. They will counter with something less which will help your uti. It is possible they...
View ArticleRe: CSP almost 1 year old - worth the AF?
+1 to always keeping it as a Sapphire at least, though I would leave the CL at $5,000 at a minimum, actually I would not change the CL at all. Re-PC back to CSP when points usage gets into the...
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Re: 5 more cards closed...done for the month.
PDXgigi wrote:pizza1 wrote:EvilSecondTwin wrote:wacdenney wrote:EvilSecondTwin wrote:IMPO, again, this bears repeating, IMPO, I've always believd that store cards are nothing but a waste of time. I've...
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